Professor at Dartmouth College, New Hampshire, USA. She has been visiting professor at Harvard Business School in Boston, MA. Her main areas of interest are financial literacy, household finance, macroeconomics and monetary economics. A member of numerous scientific committees, she has received several international awards and writes for the most prestigious scientific journals. She recently published: Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs, University of Chicago Press, (2008).